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Cashing A Cheque - How Much Does It Cost?

I've got a cheque for 1000 and might try and cash it in at The Money Shop or Cash Converters etc rather than wait for ...

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    Really Bored MrFiction's Avatar
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    Question Cashing A Cheque - How Much Does It Cost?

    I've got a cheque for 1000 and might try and cash it in at The Money Shop or Cash Converters etc rather than wait for it to clear.

    The sites make no mention of what the fee actually is, so does anyone know?

    And will they cash a cheque over 750?

    *pictures himself lay on the forum floor, chequeless, winded, and covered in peas*
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    Should Get Out More Slenver's Avatar
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    Default Re: Cashing A Cheque - How Much Does It Cost?



    *yoink*
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    Really Bored wheelnut's Avatar
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    Default Re: Cashing A Cheque - How Much Does It Cost?

    Put it in the bank and let it clear.

    Don't know what those sort of places take in commission but it will be a lot.
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    Really Bored MrFiction's Avatar
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    Default Re: Cashing A Cheque - How Much Does It Cost?

    Quote Originally Posted by wheelnut View Post
    Put it in the bank and let it clear.

    Don't know what those sort of places take in commission but it will be a lot.
    Depends if it'll be more than I could be paying out in taxi's for transport for a week compared to buying a bike!

    Or should I just tell the hire company bollocks and keep their bike until the cheque clears?
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    Should Get Out More KorkyKat's Avatar
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    Default Re: Cashing A Cheque - How Much Does It Cost?

    They will rip you off big time. Tell the bank to clear it express.

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    Really Bored MrFiction's Avatar
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    Default Re: Cashing A Cheque - How Much Does It Cost?

    Quote Originally Posted by KorkyKat View Post
    They will rip you off big time. Tell the bank to clear it express.

    LOL how long's it been since I last saw a cheque?? I completely forgot they do that!

    How much? 15-20??
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    A Bit Bored petrolpete's Avatar
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    Cool Re: Cashing A Cheque - How Much Does It Cost?

    FWI banks have been told to make sure transfers and cheques clear quicker than the 'Oh that will take three days to show on your account@
    I put a cheque in Yesterday and it showed on my account today.
    I would put it in the bank (maybe ask them for a temp overdraft) it will not cost as much as cashing it via a cheque clearing place.
    Pete (wondering if cheque clearing is run by the same people who run the 419 scams)
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    Should Get Out More KorkyKat's Avatar
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    Default Re: Cashing A Cheque - How Much Does It Cost?

    Quote Originally Posted by MrFiction View Post
    How much? 15-20??
    Eh? Que?

    Thou doth jest merrily. At least a ton or in modern money 100. Probably more.

    Make sure you take in some spray deodorant to clean the place of all the chavs checking in their emergency giros and pawning their Grannie's ring.

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    A Bit Bored harum-scarum's Avatar
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    Angry Re: Cashing A Cheque - How Much Does It Cost?

    Quote Originally Posted by petrolpete View Post
    FWI banks have been told to make sure transfers and cheques clear quicker than the 'Oh that will take three days to show on your account@
    I put a cheque in Yesterday and it showed on my account today.
    That doesn't mean oit's cleared. I deposited a cheque 6 weeks ago and was told it took SIX days to clear now as they do so few it takes longer.
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    Really Bored MrFiction's Avatar
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    Default Re: Cashing A Cheque - How Much Does It Cost?

    Well the cock-noses at Barclays said it'd cost 15 and would be cleared by MONDAY?!

    WTF good is that Or I can clear it regualrly and it will be clear by Wednesday. Nobbers.

    The Money Shop asked for 70 approx to cash a 1000 cheque instantly... but there's an offer in the Yellow Pages where I can cash it for 'only' 2.99%

    I'm not sure which of the two are the biggest robbing wankers.
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    Default Re: Cashing A Cheque - How Much Does It Cost?

    Quote Originally Posted by MrFiction View Post
    Well the cock-noses at Barclays said it'd cost 15 and would be cleared by MONDAY?!

    WTF good is that Or I can clear it regualrly and it will be clear by Wednesday. Nobbers.

    The Money Shop asked for 70 approx to cash a 1000 cheque instantly... but there's an offer in the Yellow Pages where I can cash it for 'only' 2.99%

    I'm not sure which of the two are the biggest robbing wankers.
    You seem surprised that banks are cock-weasels out to rob you!

    Sucks doesn't it?
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    Really Bored MrFiction's Avatar
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    Default Re: Cashing A Cheque - How Much Does It Cost?

    Quote Originally Posted by Little Vix Pink View Post
    You seem surprised that banks are cock-weasels out to rob you!

    Sucks doesn't it?
    I don't think I've seen a cheque in about 5 years! I was a bit surprised that they're still getting away with stupid clearance times.

    I'm a bit worried that a skag-head shop can cash a cheque instantly whilst a major bank can't, as well.
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    Really Bored Little Vix Pink's Avatar
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    Default Re: Cashing A Cheque - How Much Does It Cost?

    Quote Originally Posted by MrFiction View Post
    I don't think I've seen a cheque in about 5 years! I was a bit surprised that they're still getting away with stupid clearance times.

    I'm a bit worried that a skag-head shop can cash a cheque instantly whilst a major bank can't, as well.
    They can, they're just knob-weasels.
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    Should Get Out More balbas's Avatar
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    Default Re: Cashing A Cheque - How Much Does It Cost?

    Quote Originally Posted by MrFiction View Post
    I don't think I've seen a cheque in about 5 years! I was a bit surprised that they're still getting away with stupid clearance times.

    I'm a bit worried that a skag-head shop can cash a cheque instantly whilst a major bank can't, as well.
    They can't - that's one of the reasons why they charge you such a percentage, it's to cover them from the inevitable scams.

    I know someone who used to do cheque cashing, he stopped because so many people were trying to scam him that it just wasn't worth the aggro anymore.
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    Default Re: Cashing A Cheque - How Much Does It Cost?

    Quote Originally Posted by Little Vix Pink View Post
    They can, they're just knob-weasels.
    Steady on, thats not very lady like now is it.
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