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Thread: Leasing Cars.

  1. #31
    Should Get Out More Greenman's Avatar
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    Default Re: Leasing Cars.


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    This is tempting.

    Though seems expensive:

    http://www.intelligentcarleasing.com...ance-pack%255D


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  3. #32
    Should Get Out More Greenman's Avatar
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    Default Re: Leasing Cars.

    Quote Originally Posted by The Martian View Post
    I think you should get a fiat 500 for the comedy value of a bloke your size driving it

    They do an abarth version!
    I actually quite like the 500 abarth.

    I would however have to go for the convertible option, just to be able to drive it...

  4. #33
    Should Get Out More Didge's Avatar
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    Default Re: Leasing Cars.

    Vehicle leasing - Yet another method to get into debt by having something you can't afford.

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  6. #34
    Should Get Out More The Martian's Avatar
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    Default Re: Leasing Cars.

    Quote Originally Posted by Greenman View Post
    I actually quite like the 500 abarth.

    I would however have to go for the convertible option, just to be able to drive it...
    Remember this?

    http://www.imcdb.org/i057066.jpg

  7. #35
    Should Get Out More Slowth's Avatar
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    Default Re: Leasing Cars.

    Quote Originally Posted by The Martian View Post
    40+ years ago I knew a lad who had one of them.

    He was 6'4" and he used to open the roof and sit on the top of the seat back and drive around like Noddy

  8. #36
    Should Get Out More Slowth's Avatar
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    Default Re: Leasing Cars.

    Quote Originally Posted by Didge View Post
    Vehicle leasing - Yet another method to get into debt by having something you can't afford.

    You're old aren't you


    I am too so I fully agree


    I can see the attraction of getting what you want before you can afford it though.

    I've mostly done without stuff in my life until I could afford it. Now I'm in a position where I can afford stuff but I don't particularly want it.

    There must have been a sweet spot somewhere between the two but if there was I seem to have missed it

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  10. #37
    Should Get Out More Thermostat9's Avatar
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    Default Re: Leasing Cars.

    Quote Originally Posted by Didge View Post
    Vehicle leasing - Yet another method to get into debt by having something you can't afford.
    Although I agree with that, it is probably not true for folk who must have a new car. It is probably a good way to get a new car for 24 or 36 months as you only pay for the calculated deprecation in monthly instalments over that time. The same may not be true if you buy a new car outright.

    Obviously most people do not need to have a new car and a 2 year old one would be fine. Buying that for 60% (or thereabouts) of the new price and they will be paying considerably less for the next 2 or 3 years ownership than the person who had the new car smell and the latest numberplate numeral.

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    Should Get Out More Thermostat9's Avatar
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    Default Re: Leasing Cars.

    Quote Originally Posted by Slowth View Post
    I've mostly done without stuff in my life until I could afford it. Now I'm in a position where I can afford stuff but I don't particularly want it.

    There must have been a sweet spot somewhere between the two but if there was I seem to have missed it
    I think that as you age you realise that simply having things does not make you a better person (or more attractive to women) and you get what you want to make your life easier or more fun.

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  13. #39
    Should Get Out More Horse's Avatar
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    Default Re: Leasing Cars.

    Quote Originally Posted by Didge View Post
    Yet another method to get into debt by having something you can't afford.
    Isn't that the way we buy houses, using mortgages rather than saving? How is leasing really any different from HP, or buying from a mail order, pay on the drip, catalogue?

  14. #40
    Should Get Out More NyseriA's Avatar
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    Default Re: Leasing Cars.

    Quote Originally Posted by Greenman View Post
    This is tempting.

    Though seems expensive:

    http://www.intelligentcarleasing.com...ance-pack%255D

    I think I paid that per month for an R32 a few years ago.

    The Golf R was up for ridiculously cheap money a while back.

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    Should Get Out More NyseriA's Avatar
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    Default Re: Leasing Cars.

    Quote Originally Posted by Didge View Post
    Vehicle leasing - Yet another method to get into debt by having something you can't afford.
    Or a method of enjoying something that you don't want to buy outright.

    Why so judgemental? If it's not for you, fine.

  16. #42
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    Default Re: Leasing Cars.

    Strikes me, from looking at some of the deals, and comparing costs against my own limited experience with new car purchase. Leasing appears equate quite well with the losses associated with depreciation of a new car over 2 or 3 years, but without the initial investment. Of course if buying new you could get a stonking good deal on a new car and sell it privately after 3 years for a top price, and be in pocket against the lease costs, but you will have had to have invested something close to double the overall lease cost at the start. Plus with the lease the costs appear to be broadly fixed.

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    Should Get Out More NyseriA's Avatar
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    Default Re: Leasing Cars.

    That's pretty much it. You pay slightly more (and it's not a lot, really, if the car's expensive to start with) to lease it at a massive reduction in risk.

    It's not about "buying what you can't afford" necessarily, although that's also an added benefit. I can afford to lease an Audi RS6 and whilst, in theory, I could wangle finances and live off beans and buy one at 80,000 there's no way at all I would ever attempt to.

    Greenman; had a look for you and you can get a Golf R cheaper than the GTi you linked above. 50bhp more and AWD and a better look. Especially in Lapiz blue

  18. #44
    Should Get Out More MyLittleStudPony's Avatar
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    Default Re: Leasing Cars.

    Can you track day a lease car or drive it to Macedonia?

  19. #45
    Should Get Out More Greenman's Avatar
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    Default Re: Leasing Cars.

    Quote Originally Posted by NyseriA View Post
    That's pretty much it. You pay slightly more (and it's not a lot, really, if the car's expensive to start with) to lease it at a massive reduction in risk.

    It's not about "buying what you can't afford" necessarily, although that's also an added benefit. I can afford to lease an Audi RS6 and whilst, in theory, I could wangle finances and live off beans and buy one at 80,000 there's no way at all I would ever attempt to.

    Greenman; had a look for you and you can get a Golf R cheaper than the GTi you linked above. 50bhp more and AWD and a better look. Especially in Lapiz blue
    Cheers.

    I was weighing this up against buying a second hand car yesterday and it doesn't really seem that viable to me tbh.

    I will have 10k to buy a car (probably an 07 plate R32) next april, and have worked out that a leased R would cost me a total of about 10k for 2 years of motoring excluding insurance, but then i would have to return the car, so i think i'm going to go second hand and buy the R32, at least i will own it and they are pretty good for holding their re-sale value, as are most golf's it seems.

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