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Thread: Filtering accident - letter

  1. #1
    Should Get Out More balbas's Avatar
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    Default Filtering accident - letter

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    Work colleagues' step-son has had an off. I understand it was a filtering accident. Car driver apparently nice as pie but denies any responsibility for pulling out in front of him.

    Chap fundamentally ok but kit trashed, bike smashed and some sort tissue damage. Fortunately was at relatively low speed.

    I remember there was a 'standard letter' used by others in the same position. Can anyone c&p or provide a link to said letter?

    Thanks in advance.

  2. #2
    Should Get Out More mrlongbeard's Avatar
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    Default Re: Filtering accident - letter

    The below is what I kept a copy of in case I ever needed it, don't know if there's a more up to date one or different approach now

    This letter was posted on by Lynw who was knocked off whilst filtering last year, after she sent this letter to her insurance company (who were recommending a 50/50) they settled 100% in her favour and the other drivers insurance admitted liability with out a fight.

    Lyns thread on the other forum suggests copying it and thats why I reproduced it here

    Originally Posted by lynw on

    Ref- Accident {date & time}

    Further to our previous conversations I feel it may make matters clearer by reference to the Highway Code. I shall compare my road position and manoeuvre with that of the other driver. You will see it is abundantly clear that I was doing nothing wrong and that the driver is entirely to blame.

    My Circumstances

    I was slowly overtaking a stationary line of traffic.

    I refer you to rule 71 of the Highway Code in the section "Rules for Motorcyclists" which reads as follows:

    71: Manoeuvring. You should be aware of what is behind and to the sides before manoeuvring. Look behind you; use mirrors if they are fitted. When overtaking traffic queues look out for pedestrians crossing between vehicles and vehicles emerging from junctions.

    A number of important points arise from this rule.

    1. Note the use of the word WHEN as emphasised in the rule. It does not say "Do not overtake traffic queues" (or words to that effect), or suggest that it is an inappropriate course of action to take. It is clearly not a prohibitive instruction (see for example rule 74 which give prohibitive instructions). This clearly envisages that motorcyclists may, in the normal course of riding, overtake traffic queues.

    2. I had already checked my mirrors and glanced behind to make sure nothing was overtaking the traffic queue already.

    3. It was only the fact that I was progressing relatively slowly, in order to check for pedestrians who may be crossing between the vehicles making the accident much less serious than it would otherwise have been.

    Before I move on, it is probably worth referring to the General rules for motorcyclists set out in rules 67 to 69. Again, I have reproduced these below.

    67: On all journeys, the rider and pillion passenger on a motorcycle, scooter or moped MUST wear a protective helmet. Helmets MUST comply with the Regulations and they MUST be fastened securely. It is also advisable to wear eye protectors, which MUST comply with the Regulations. Consider wearing ear protection. Strong boots, gloves and suitable clothing may help to protect you if you fall off.

    68: You MUST NOT carry more than one pillion passenger and he/she MUST sit astride the machine on a proper seat and should keep both feet on the footrests.

    69: Daylight riding. Make yourself as visible as possible from the side as well as the front and rear. You could wear a white or brightly coloured helmet. Wear fluorescent clothing or strips. Dipped headlights, even in good daylight, may also make you more conspicuous.

    You will note that:

    1. I had complied with rule 67 by wearing protective clothing, which again helped reduce the seriousness of the accident.

    2. I had complied with rule 68.

    3. I had complied with rule 69 by using dipped headlights. I always ride with dipped headlights as it is considered good practice and safer to do so.

    Accordingly, the only conclusion which may be drawn from the above is that I was riding my motorcycle safely and as envisaged by the Highway Code. I cannot, therefore, be to blame in any way for the accident.

    Mr Xs Circumstances

    I now turn to Mr Xs driving manoeuvre.

    I shall compare his manoeuvre to two fairly similar manoeuvres; setting off from rest as he was stationary and making a right turn.

    Setting Off From Rest

    This is governed by rule 135 of the General Rules for Using the Road. This is reproduced below:

    135: Before moving off you should

    use all mirrors to check the road is clear

    look round to check the blind spots (the areas you are unable to see in the mirrors)

    signal if necessary before moving out

    look round for a final check.

    Move off only when it is safe to do so.

    Check the blind spot before moving off

    It is quite clear that Mr X failed to undertake all, or more likely any, of the requirements given that my body was level with his drivers door when he made the manoeuvre.

    Turning Right

    This is governed by rule 155 of the Road Junction section for Using the Road. This is reproduced below:

    155: Well before you turn right you should:

    use your mirrors to make sure you know the position and movement of traffic behind you

    give a right-turn signal

    take up a position just left of the middle of the road or in the space marked for traffic turning right

    leave room for other vehicles to pass on the left, if possible.

    The first point to note, however, is that Mr X was not turning right as I approached. He was stationary in a queue of traffic for a red light. Clearly, Mr X does not have the patience to wait for lights to change so decided to take a different route by turning right. He chose to make this decision as I was level with him.

    Again, however, the emphasis of the first two requirements is on observation and signalling. As set out above, Mr X failed these on both counts.

    Accordingly, the only verdict which can be reached from the above analysis of Mr Xs manoeuvre is that it was undertaken without sufficient care and attention to myself and other road users.


    Mr X was stationary and I took all reasonable care to overtake a stationary vehicle. I checked before doing so, no right indicator on the car, no mirror checks carried out by Mr X, no wheel turns to indicate movement, and the car remained stationary so I proceeded to overtake.

    Mr Xs lack of patience to wait in a queue to move clearly made him decide to take a different route. The issue here is he pulled out without mirror checks or signals whilst I was LEVEL with him by the drivers door. Not only is this driving without due care and attention, how Mr X could not HEAR my engine next to him, or be aware of movement right next to him is clearly indicative that he was not concentrating on what was going on around him.

    Mr X is young and appears to only have had his licence a short while. But this does not excuse him for not making the proper checks - what if I were a pedestrian or pedal cyclist? More substantial injuries could have been caused by his inattention.

    As shown above, I have followed the road rules clearly and exactly and am in no way responsible for this accident. If Mr X had made all the checks required as shown above or been paying attention he would have been aware of my presence and not moved until I had passed, in which case this accident would not have occurred.

    I trust this is sufficient to pass to his insurers..

    regards etc etc etc

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  4. #3
    Should Get Out More balbas's Avatar
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    Default Re: Filtering accident - letter

    Thanks all -PMs noted and will be responded to this evening.

    Good effort team!

  5. #4
    Should Get Out More maccecht's Avatar
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    Default Re: Filtering accident - letter

    Exact same happened to me 2012. Do power point sketches. Detailed description speed etc take photos of the location hopefully some were taken at the scene. Witnesses? I won my case 100% in court and they denied everything up until the judge agreed with me. All based on sketches speed and in particular the evidence which related to speed. Damage to vehicle (his) and where my bike stopped which was 9m in total. Do it while memory is fresh

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  7. #5
    Should Get Out More Horse's Avatar
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    Default Re: Filtering accident - letter

    Quote Originally Posted by maccecht View Post
    Do it while memory is fresh
    ^ This

    + Keep a diary of all calls, letters, etc., any GP / medical visits, time off work, any costs incurred (taxis, buses, postage). If there's any injury, keep a log of the effects it has or how it restricts daily life, hobbies, work . . .

    Sounds a faff, but if you ever need it then it's a pain to go back over - and you obviously won't know in advance that you'll need it!

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