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Thread: Credit Score?

  1. 20-11-19, 10:58 #31
    Kneerly Down
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    Default Re: Credit Score?


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    Quote Originally Posted by Cousin Jack View Post
    It's not a very good club, they even let me join.
    Didn't mean 99.9
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  2. 20-11-19, 18:38 #32
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    Default Re: Credit Score?

    Quote Originally Posted by Kneerly Down View Post
    Didn't mean 99.9
    Can you go that low. People with low scores who cant get credit still seem to score around 120+.
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  3. 20-11-19, 18:56 #33
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    Default Re: Credit Score?

    I’ve never really understood what credit score or rating is.

    Thought it was some American nonsense.
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  4. 20-11-19, 19:05 #34
    Cousin Jack
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    Default Re: Credit Score?

    Quote Originally Posted by ink ink View Post
    I’ve never really understood what credit score or rating is.

    Thought it was some American nonsense.
    It is one measure of how 'creditworthy' you are, calculated by taking real information on your credit file ( CCJs, loans, missed CC payments, etc) and running it through an algorithm. The real problem is that all the banks etc have their own algorithms that they keep secret. So its quite possible to have a huge score from say Experian and get turned down for a loan or CC from say HSBC.
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